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June 30, 2021

Share Rates Rate paid quarterly .15%
Visa Rates Platinum Plus  7%
  Platinum  9%
Classic  14%
*All Rates are Subject to Change

Loan Rates

EFFECTIVE DATE June 18, 2021
YEAR OF COLLATERAL COLLATERAL DESCRIPTION RATE TERM
2021 – 2020

 

 

NEW CARS/VANS/SUVS/TRUCKS* 

 

 

          1.99

          2.2

          2.3

          3.0

36

48

60

 72

 
2020-2018  USED CARS/VANS/SUVS/TRUCKS*

 

 

2.4

2.5

2.55

36

48

60

 
2017-2013 USED CARS/VANS/SUVS/TRUCKS*

 

3.40

3.80

36

48

 
2012-2011           

***NEED PICTURE***

USED CARS/VANS/SUVS/TRUCKS*

 

4.50

4.55

36

48

       
2010-OLDER     

***NEED PICTURE***

 

USED CARS/VANS/SUVS/TRUCKS*

USED CARS/VANS/SUVS/TRUCKS*

5.60

6.10

36

48

 
BOAT/PWC/CAMPER/ATV/TRAILER/BUSINESS EQUIPMENT
2021-2020 NEW* 4.50 60
2020-2013 USED* 4.70 48
2012-OLDER  

***NEED PICTURE***

USED* 5.20 36
 
  MOTORCYCLES    
2021-2020

2020-2013

2012-OLDER

    ***NEED PICTURE***

NEW*

USED*

USED*

5.50

5.70

6.20

60

48

36

       
  UNSECURED LOAN**

UNSECURED LOAN**

7.50

 7.99

UP TO 36

48 TO 60

 
  SHARE SECURED 3.30 60
 
  CREDIT BUILDER LOAN 15.00 6
 
  VISA-775-725 WITH REWARDS

AND 650

7%- 9%

14%

 
 
  SHARE SECURED VISA 7  

*THESE ARE THE LOWEST RATES AVAILABLE AND INCLUDE ½ POINT REDUCTION FOR 10% DOWN AND ½ POINT REDUCTION FOR A BEACON SCORE OF 700+ AS WELL AS A DEBT RATIO OF 40% OR LESS.

**THIS IS THE LOWEST RATE AVAILABLE BASED ON A CREDIT SCORE OF 700+ AND A DEBT RATIO OF 40% OR LESS.

CONTACT CREDIT UNION FOR FULL DETAILS

 

                               CONTACT CREDIT UNION FOR FULL DETAILS 

                             RATES ARE SUBJECT TO CHANGE AT ANY TIME

 

Visa Fees

Late Payment Fee $20.00
Returned Payment Fee $25.00
Rush Fee $20.00
Emergency Card Replacement Fee $150.00
PIN Replacement Fee $20.00
Card Recovery Fee $65.00
Pay-by-Phone Fee $20.00

Credit Union Fees

Late Payment Fee $20.00
Returned Check Fee $25.00
Stop Payment Fee $45.00
Title Correction Fee $95.00
Loan Refinance Fee $100.00

Office Hours

Monday–Friday – 8:00AM to 5:00PM
Closed Most U.S Holidays

Decatur Medical Dental CU
2721 N. Main Street
Decatur IL 62526

Phone: 217-872-3789
Fax: 217-872-3784