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March 31, 2022

Share Rates Rate paid quarterly .15%
Visa Rates Platinum Plus  7%
  Platinum  9%
Classic  14%
*All Rates are Subject to Change

Loan Rates

EFFECTIVE DATE January 1, 2022
YEAR OF COLLATERAL COLLATERAL DESCRIPTION RATE TERM
YEAR OF COLLATERAL COLLATERAL DESCRIPTION RATE TERM
2022 – 2021

 

 

NEW CARS/VANS/SUVS/TRUCKS*

NEW CARS/VANS/SUVS/TRUCKS*

NEW CARS/VANS/SUVS/TRUCKS*

NEW CARS/VANS/SUVS/TRUCKS*

1.99

2.20

2.30

3.00

36

48

60

72

 
2021-2019

 

USED CARS/VANS/SUVS/TRUCKS*

USED CARS/VANS/SUVS/TRUCKS*

USED CARS/VANS/SUVS/TRUCKS*

2.40

2.50

       2.55

36

48

60

 
2018-2014             USED CARS/VANS/SUVS/TRUCKS*

USED CARS/VANS/SUVS/TRUCKS*

3.40

3.80

36

48

 
2013-2012            ***NEED PICTURE*** USED CARS/VANS/SUVS/TRUCKS*

USED CARS/VANS/SUVS/TRUCKS*

4.50

       4.55

36

48

 
2011-OLDER      ***NEED PICTURE***    USEDCARS/VANS/SUVS/TRUCKS*                     5.60       36
  USED CARS/VANS/SUVS/TRUCKS*                     6.10       48
 
BOAT/PWC/CAMPER/ATV/ TRAILER MOTORCYCLE /BUSINESS EQUIPMENT
2022-2021 NEW* 4.50 60
2021-2014 USED* 4.70 48
2013-OLDER       ***NEED PICTURE*** USED* 5.20 36
 
  MOTORCYCLES    
2022-2021 NEW* 5.50 60
2021-2014 USED* 5.70 48
2013-OLDER      ***NEED PICTURE*** USED* 6.20 36
 
  SIGNATURE LOAN**

SIGNATURE LOAN**

7.50

7.99

UP TO 36

48 TO 60

 
  SHARE SECURED 3.3 60
 
  CREDIT BUILDER LOAN 15 6
 
VISA SCORE 775 – 725   WITH CREDIT REWARDS                         SCORE 650                                                                           7% – 9%

 14%

 
  SHARE SECURED VISA 7%  

*THESE ARE THE LOWEST RATES AVAILABLE AND INCLUDE ½ POINT REDUCTION FOR 10% DOWN AND ½ POINT REDUCTION FOR A BEACON SCORE OF 700+ AS WELL AS A DEBT RATIO OF 40% OR LESS.

**THIS IS THE LOWEST RATE AVAILABLE BASED ON A CREDIT SCORE OF 700+ AND A DEBT RATIO OF 40% OR LESS.

CONTACT CREDIT UNION FOR FULL DETAILS

 

                               CONTACT CREDIT UNION FOR FULL DETAILS 

                             RATES ARE SUBJECT TO CHANGE AT ANY TIME

 

Visa Fees

Late Payment Fee $20.00
Returned Payment Fee $25.00
Rush Fee $20.00
Emergency Card Replacement Fee $150.00
PIN Replacement Fee $20.00
Card Recovery Fee $65.00
Pay-by-Phone Fee $20.00

Credit Union Fees

Late Payment Fee $20.00
Returned Check Fee $25.00
Stop Payment Fee $45.00
Title Correction Fee $95.00
Loan Refinance Fee $100.00

Office Hours

Monday–Friday – 8:00AM to 5:00PM
Closed Most U.S Holidays

Decatur Medical Dental CU
2721 N. Main Street
Decatur IL 62526

Phone: 217-872-3789
Fax: 217-872-3784