March 31, 2022
| Share Rates | Rate paid quarterly | .15% |
| Visa Rates | Platinum Plus | 7% |
| Platinum | 9% | |
| Classic | 14% | |
| *All Rates are Subject to Change | ||
Loan Rates
| EFFECTIVE DATE January 1, 2022 | ||||
| YEAR OF COLLATERAL | COLLATERAL DESCRIPTION | RATE | TERM | |
| YEAR OF COLLATERAL | COLLATERAL DESCRIPTION | RATE | TERM | |
| 2022 – 2021
|
NEW CARS/VANS/SUVS/TRUCKS*
NEW CARS/VANS/SUVS/TRUCKS* NEW CARS/VANS/SUVS/TRUCKS* NEW CARS/VANS/SUVS/TRUCKS* |
1.99
2.20 2.30 3.00 |
36
48 60 72 |
|
| 2021-2019
|
USED CARS/VANS/SUVS/TRUCKS*
USED CARS/VANS/SUVS/TRUCKS* USED CARS/VANS/SUVS/TRUCKS* |
2.40
2.50 2.55 |
36
48 60 |
|
| 2018-2014 | USED CARS/VANS/SUVS/TRUCKS*
USED CARS/VANS/SUVS/TRUCKS* |
3.40
3.80 |
36
48 |
|
| 2013-2012 ***NEED PICTURE*** | USED CARS/VANS/SUVS/TRUCKS*
USED CARS/VANS/SUVS/TRUCKS* |
4.50
4.55 |
36
48 |
|
| 2011-OLDER ***NEED PICTURE*** | USEDCARS/VANS/SUVS/TRUCKS* | 5.60 | 36 | |
| USED CARS/VANS/SUVS/TRUCKS* | 6.10 | 48 | ||
| BOAT/PWC/CAMPER/ATV/ TRAILER MOTORCYCLE /BUSINESS EQUIPMENT | ||||
| 2022-2021 | NEW* | 4.50 | 60 | |
| 2021-2014 | USED* | 4.70 | 48 | |
| 2013-OLDER ***NEED PICTURE*** | USED* | 5.20 | 36 | |
| MOTORCYCLES | ||||
| 2022-2021 | NEW* | 5.50 | 60 | |
| 2021-2014 | USED* | 5.70 | 48 | |
| 2013-OLDER ***NEED PICTURE*** | USED* | 6.20 | 36 | |
| SIGNATURE LOAN**
SIGNATURE LOAN** |
7.50
7.99 |
UP TO 36
48 TO 60 |
||
| SHARE SECURED | 3.3 | 60 | ||
| CREDIT BUILDER LOAN | 15 | 6 | ||
| VISA | SCORE 775 – 725 WITH CREDIT REWARDS SCORE 650 | 7% – 9%
14% |
||
| SHARE SECURED VISA | 7% | |||
*THESE ARE THE LOWEST RATES AVAILABLE AND INCLUDE ½ POINT REDUCTION FOR 10% DOWN AND ½ POINT REDUCTION FOR A BEACON SCORE OF 700+ AS WELL AS A DEBT RATIO OF 40% OR LESS.
**THIS IS THE LOWEST RATE AVAILABLE BASED ON A CREDIT SCORE OF 700+ AND A DEBT RATIO OF 40% OR LESS.
CONTACT CREDIT UNION FOR FULL DETAILS
CONTACT CREDIT UNION FOR FULL DETAILS
RATES ARE SUBJECT TO CHANGE AT ANY TIME
Visa Fees
| Late Payment Fee | $20.00 |
| Returned Payment Fee | $25.00 |
| Rush Fee | $20.00 |
| Emergency Card Replacement Fee | $150.00 |
| PIN Replacement Fee | $20.00 |
| Card Recovery Fee | $65.00 |
| Pay-by-Phone Fee | $20.00 |
Credit Union Fees
| Late Payment Fee | $20.00 |
| Returned Check Fee | $25.00 |
| Stop Payment Fee | $45.00 |
| Title Correction Fee | $95.00 |
| Loan Refinance Fee | $100.00 |