December 31, 2020
Share Rates | Rate paid quarterly | .15% |
Visa Rates | Platinum Plus | 7% |
Platinum | 9% | |
Classic | 14% | |
*All Rates are Subject to Change |
Loan Rates
EFFECTIVE DATE January 1, 2021 | |||
YEAR OF COLLATERAL | COLLATERAL DESCRIPTION | RATE | TERM |
2021 – 2020
|
NEW CARS/VANS/SUVS/TRUCKS*
|
2.4
2.7 2.8 3.15 |
36
48 60 72 |
2020-2017 | USED CARS/VANS/SUVS/TRUCKS*
|
2.4
2.7 2.8 |
36
48 60 |
2016-2013 | USED CARS/VANS/SUVS/TRUCKS*
|
3.40
3.80 |
36
48 |
2012-2011
***NEED PICTURE*** |
USED CARS/VANS/SUVS/TRUCKS*
|
4.50
4.55 |
36
48 |
2010-OLDER
***NEED PICTURE***
|
USED CARS/VANS/SUVS/TRUCKS*
USED CARS/VANS/SUVS/TRUCKS* |
5.60
6.10 |
36
48 |
BOAT/PWC/CAMPER/ATV/TRAILER/BUSINESS EQUIPMENT | |||
2021-2020 | NEW* | 4.50 | 60 |
2020-2013 | USED* | 4.70 | 48 |
2012-OLDER
***NEED PICTURE*** |
USED* | 5.20 | 36 |
MOTORCYCLES | |||
2021-2020
2020-2013 2012-OLDER ***NEED PICTURE*** |
NEW*
USED* USED* |
5.50
5.70 6.20 |
60
48 36 |
UNSECURED LOAN**
UNSECURED LOAN** |
7.50
7.99 |
UP TO 36
48 TO 60 |
|
SHARE SECURED | 3.30 | 60 | |
CREDIT BUILDER LOAN | 15.00 | 6 | |
VISA-775-725 WITH REWARDS
AND 650 |
7%- 9%
14% |
||
SHARE SECURED VISA | 7 |
*THESE ARE THE LOWEST RATES AVAILABLE AND INCLUDE ½ POINT REDUCTION FOR 10% DOWN AND ½ POINT REDUCTION FOR A BEACON SCORE OF 700+ AS WELL AS A DEBT RATIO OF 40% OR LESS.
**THIS IS THE LOWEST RATE AVAILABLE BASED ON A CREDIT SCORE OF 700+ AND A DEBT RATIO OF 40% OR LESS.
CONTACT CREDIT UNION FOR FULL DETAILS
CONTACT CREDIT UNION FOR FULL DETAILS
RATES ARE SUBJECT TO CHANGE AT ANY TIME
Visa Fees
Late Payment Fee | $20.00 |
Returned Payment Fee | $25.00 |
Rush Fee | $20.00 |
Emergency Card Replacement Fee | $150.00 |
PIN Replacement Fee | $20.00 |
Card Recovery Fee | $65.00 |
Pay-by-Phone Fee | $20.00 |
Credit Union Fees
Late Payment Fee | $20.00 |
Returned Check Fee | $25.00 |
Stop Payment Fee | $45.00 |
Title Correction Fee | $95.00 |
Loan Refinance Fee | $100.00 |