Share/Visa Rates
March 31, 2022
| Share Rates | Rate paid quarterly | .15% |
| Visa Rates | Platinum Plus | 7% |
| Platinum | 9% | |
| Classic | 14% | |
| *All Rates are Subject to Change | ||
Loan Rates – Effective December 16, 2022
| YEAR OF COLLATERAL | COLLATERAL DESCRIPTION | RATE | TERM | |
| 2023 – 2022
|
NEW CARS/VANS/SUVS/TRUCKS*
NEW CARS/VANS/SUVS/TRUCKS* NEW CARS/VANS/SUVS/TRUCKS* NEW CARS/VANS/SUVS/TRUCKS* |
3.74
3.95 4.05 4.75 |
36
48 60 72 |
|
| 2022-2020
|
USED CARS/VANS/SUVS/TRUCKS*
USED CARS/VANS/SUVS/TRUCKS* USED CARS/VANS/SUVS/TRUCKS* |
4.15
4.25 4.30 |
36
48 60 |
|
| 2019-2015 | USED CARS/VANS/SUVS/TRUCKS*
USED CARS/VANS/SUVS/TRUCKS* |
5.15
5.55 |
36
48 |
|
| 2014-2013 NEED PHOTO | USED CARS/VANS/SUVS/TRUCKS*
USED CARS/VANS/SUVS/TRUCKS* |
6.25
6.30 |
36
48 |
|
| 2012-OLDER NEED PHOTO | USEDCARS/VANS/SUVS/TRUCKS* | 7.35 | 36 | |
| USEDCARS/VANS/SUVS/TRUCKS* | 7.85 | 48 | ||
| BOAT/PWC/CAMPER/ATV/ TRAILER MOTORCYCLE /BUSINESS EQUIPMENT | ||||
| 2023-2021 | NEW* | 6.25 | 60 | |
| 2022-2015 | USED* | 6.45 | 48 | |
| 2014-OLDER | USED* (NEED PHOTO) | 6.95 | 36 | |
| MOTORCYCLES | ||||
| 2023-2021 | NEW* | 7.25 | 60 | |
| 2022-2015 | USED* | 7.45 | 48 | |
| 2014-OLDER | USED* (NEED PHOTO) | 7.95 | 36 | |
| SIGNATURE LOAN**
SIGNATURE LOAN** |
8.00
8.25 |
UP TO 36
48 TO 60 |
||
| SHARE SECURED | 3.5 | 60 | ||
| CREDIT BUILDER LOAN | 15 | 6 | ||
| VISA | SCORE 775 – 725 WITH CREDIT REWARDS SCORE
650 |
7% – 9%
14% |
||
| SHARE SECURED VISA | 7% | |||
*THESE ARE THE LOWEST RATES AVAILABLE AND INCLUDE ½ POINT REDUCTION FOR 10% DOWN AND ½ POINT REDUCTION FOR A BEACON SCORE OF 700+ AS WELL AS A DEBT RATIO OF 40% OR LESS.
**THIS IS THE LOWEST RATE AVAILABLE BASED ON A CREDIT SCORE OF 700+ AND A DEBT RATIO OF 40% OR LESS.
CONTACT CREDIT UNION FOR FULL DETAILS
RATES ARE SUBJECT TO CHANGE AT ANY TIME
Visa Fees
| Late Payment Fee | $20.00 |
| Returned Payment Fee | $25.00 |
| Rush Fee | $20.00 |
| Emergency Card Replacement Fee | $150.00 |
| PIN Replacement Fee | $20.00 |
| Card Recovery Fee | $65.00 |
| Pay-by-Phone Fee | $20.00 |
Credit Union Fees
| Late Payment Fee | $20.00 |
| Returned Check Fee | $25.00 |
| Stop Payment Fee | $45.00 |
| Title Correction Fee | $50.00 |
| Loan Refinance Fee | $100.00 |