2721 N. Main Street
Decatur IL 62526

Tel: +217-872-3789

Rates

January 1, 2019

Share Rates Rate paid quarterly .50%
Visa Rates Platinum Plus  7%
  Platinum  9%
Classic  14%
*All Rates are Subject to Change

Loan Rates

EFFECTIVE DATE November 15, 2019
YEAR OF COLLATERAL COLLATERAL DESCRIPTION RATE TERM
2020 – 2018

 

 

NEW CARS/VANS/SUVS/TRUCKS*

NEW CARS/VANS/SUVS/TRUCKS*

NEW CARS/VANS/SUVS/TRUCKS*

 

          2.75

          3.00

          3.20

          3.30

36

48

60

 72

 
2019-2015

 

USED CARS/VANS/SUVS/TRUCKS*

USED CARS/VANS/SUVS/TRUCKS*

USED CARS/VANS/SUVS/TRUCKS*

2.75

3.00

3.20

36

48

60

 
2014-2011 USED CARS/VANS/SUVS/TRUCKS*

USED CARS/VANS/SUVS/TRUCKS*

3.40

3.80

36

48

 
2010-2009           ***NEED PICTURE*** USED CARS/VANS/SUVS/TRUCKS*

USED CARS/VANS/SUVS/TRUCKS*

4.50

4.55

36

48

       
2008-OLDER     ***NEED PICTURE***

 

USED CARS/VANS/SUVS/TRUCKS*

USED CARS/VANS/SUVS/TRUCKS*

5.60

6.10

36

48

 
BOAT/PWC/CAMPER/ATV/TRAILER/BUSINESS EQUIPMENT
2020-2019 NEW* 4.50 60
2019-2011 USED* 4.70 48
2010-OLDER   ***NEED PICTURE*** USED* 5.20 36
 
  MOTORCYCLES    
2020-2019

2019-2011

2010-OLDER    ***NEED PICTURE***

NEW*

USED*

USED*

5.50

5.70

6.20

60

48

36

       
  UNSECURED LOAN**

UNSECURED LOAN**

7.50

 7.99

UP TO 36

48 TO 60

 
  SHARE SECURED 3.30 60
 
  CREDIT BUILDER LOAN 15.00 6
 
  VISA-775-725 WITH REWARDS

AND 650

7%- 9%

14%

 
 
  SHARE SECURED VISA 7  

*THESE ARE THE LOWEST RATES AVAILABLE AND INCLUDE ½ POINT REDUCTION FOR 10% DOWN AND ½ POINT REDUCTION FOR A BEACON SCORE OF 700+ AS WELL AS A DEBT RATIO OF 40% OR LESS.

**THIS IS THE LOWEST RATE AVAILABLE BASED ON A CREDIT SCORE OF 700+ AND A DEBT RATIO OF 40% OR LESS.

 

 

CONTACT CREDIT UNION FOR FULL DETAILS

 

 

 

                               CONTACT CREDIT UNION FOR FULL DETAILS 

                             RATES ARE SUBJECT TO CHANGE AT ANY TIME

 

Visa Fees

Late Payment Fee $20.00
Returned Payment Fee $25.00
Rush Fee $20.00
Emergency Card Replacement Fee $150.00
PIN Replacement Fee $20.00
Card Recovery Fee $65.00
Pay-by-Phone Fee $20.00

Credit Union Fees

Late Payment Fee $20.00
Returned Check Fee $25.00
Stop Payment Fee $45.00
Title Correction Fee $95.00
Loan Refinance Fee $100.00