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Share/Visa Rates

March 31, 2022

Share Rates Rate paid quarterly .15%
Visa Rates Platinum Plus  7%
  Platinum  9%
Classic  14%
*All Rates are Subject to Change

                                      Loan Rates – Effective December 16, 2022

YEAR OF COLLATERAL COLLATERAL DESCRIPTION RATE TERM
2023 – 2022

 

 

NEW CARS/VANS/SUVS/TRUCKS*

NEW CARS/VANS/SUVS/TRUCKS*

NEW CARS/VANS/SUVS/TRUCKS*

NEW CARS/VANS/SUVS/TRUCKS*

3.74

3.95

4.05

4.75

36

48

60

72

 
2022-2020

 

USED CARS/VANS/SUVS/TRUCKS*

USED CARS/VANS/SUVS/TRUCKS*

USED CARS/VANS/SUVS/TRUCKS*

4.15

4.25

     4.30  

36

48

60

 
2019-2015             USED CARS/VANS/SUVS/TRUCKS*

USED CARS/VANS/SUVS/TRUCKS*

5.15

5.55

36

48

 
2014-2013            NEED PHOTO USED CARS/VANS/SUVS/TRUCKS*

USED CARS/VANS/SUVS/TRUCKS*

6.25

      6.30 

36

48

 
2012-OLDER       NEED  PHOTO         USEDCARS/VANS/SUVS/TRUCKS*                    7.35       36
  USEDCARS/VANS/SUVS/TRUCKS*                     7.85       48
 
BOAT/PWC/CAMPER/ATV/ TRAILER MOTORCYCLE /BUSINESS EQUIPMENT
2023-2021 NEW* 6.25 60
2022-2015 USED* 6.45 48
2014-OLDER        USED*    (NEED PHOTO) 6.95 36
 
  MOTORCYCLES    
2023-2021 NEW* 7.25 60
2022-2015 USED* 7.45 48
2014-OLDER       USED*     (NEED PHOTO) 7.95 36
 
  SIGNATURE LOAN**

SIGNATURE LOAN**

8.00

8.25

UP TO 36

48 TO 60

 
  SHARE SECURED 3.5 60
 
  CREDIT BUILDER LOAN 15 6
 
VISA SCORE 775 – 725   WITH CREDIT REWARDS                         SCORE

650                                                                          

7% – 9%

 14%

 
  SHARE SECURED VISA 7%  

*THESE ARE THE LOWEST RATES AVAILABLE AND INCLUDE ½ POINT REDUCTION FOR 10% DOWN AND ½ POINT REDUCTION FOR A BEACON SCORE OF 700+ AS WELL AS A DEBT RATIO OF 40% OR LESS.

**THIS IS THE LOWEST RATE AVAILABLE BASED ON A CREDIT SCORE OF 700+ AND A DEBT RATIO OF 40% OR LESS.

CONTACT CREDIT UNION FOR FULL DETAILS

 

                               

                                                                                           RATES ARE SUBJECT TO CHANGE AT ANY TIME

 

Visa Fees

Late Payment Fee $20.00
Returned Payment Fee $25.00
Rush Fee $20.00
Emergency Card Replacement Fee $150.00
PIN Replacement Fee $20.00
Card Recovery Fee $65.00
Pay-by-Phone Fee $20.00

Credit Union Fees

Late Payment Fee $20.00
Returned Check Fee $25.00
Stop Payment Fee $45.00
Title Correction Fee $50.00
Loan Refinance Fee $100.00

Office Hours

Monday–Friday – 8:00AM to 5:00PM
Closed Most U.S Holidays

Decatur Medical Dental CU
2721 N. Main Street
Decatur IL 62526

Phone: 217-872-3789
Fax: 217-872-3784